Bobby Friel
Partner, Direct Insurance Services
Commercial Landlord Insurance Risk Calculator
Find the coverage gaps that could cost you six figures in 60 seconds
Most commercial landlords don't realize they have coverage gaps until a tenant leaves, a pipe bursts in a vacant unit, or a claim is denied under a vacancy exclusion. This free assessment identifies common exposures in your lessors risk policy, loss of rents coverage, vacancy provisions, and tenant insurance compliance. No email required. No sales pressure. Just 10 questions and specific findings about where your portfolio may be exposed.
What You'll Get
In 60 seconds, you'll receive a personalized report showing:
Your Risk Score
A numerical score from 0–10 showing your overall portfolio coverage exposure, color-coded for severity.
Specific Coverage Gaps
We identify the exact shortfalls in your lessors risk, loss of rents, vacancy, and tenant compliance coverage.
Severity Rankings
Each gap ranked CRITICAL, SIGNIFICANT, or NEEDS ATTENTION so you know what to fix first.
Clear Next Steps
Specific, actionable recommendations for each gap — not vague insurance jargon.
60 days
standard vacancy exclusion that denies water, theft, and vandalism claims
$96K+
average denied claim amount when vacancy exclusions trigger
80%
of commercial landlords have at least one gap between their leases and their policy
Based on policy reviews by Direct Insurance Services across 29 states.
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