🏢 Commercial Landlord Risk Calculator
Find the Coverage Gaps That Could Cost You Six Figures
Most commercial landlords don't realize they have coverage gaps until a tenant leaves, a pipe bursts in a vacant unit, or a claim is denied under a vacancy exclusion. Run this 60-second assessment for specific findings across lessors risk, loss of rents, vacancy provisions, and tenant compliance.
What you'll get
A personalized portfolio exposure report in 60 seconds
Run the assessment and you'll see exactly where your portfolio may be exposed — across lessors risk, loss of rents, vacancy, and tenant compliance.
Your Risk Score
A numerical score from 0–10 showing your overall portfolio coverage exposure, color-coded for severity.
Specific Coverage Gaps
The exact shortfalls in your lessors risk, loss of rents, vacancy, and tenant compliance coverage.
Severity Rankings
Each gap ranked CRITICAL, SIGNIFICANT, or NEEDS ATTENTION so you know what to fix first.
Clear Next Steps
Specific, actionable recommendations for each gap — not vague insurance jargon.
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Know these numbers
Where building owners usually get caught
60 days
Of vacancy on the standard commercial property form. After that, vandalism, water damage and theft claims aren't covered.
80%
A common coinsurance requirement. Insure the building below it and every claim gets cut.
72 hours
The standard waiting period before loss of rents coverage starts paying.
Explore More
Commercial Landlord Insurance Resources
Landlord Insurance Overview
Building owner coverage, GL, loss of rents, vacancy
Learn More →Landlord Insurance Guide
Complete guide for building owners
Learn More →California Commercial Landlord
State-specific requirements
Learn More →Texas Commercial Landlord
State-specific requirements
Learn More →What Is Commercial Landlord Insurance?
Commercial landlord insurance explained for building owners
Learn More →