Bobby Friel
Partner, Direct Insurance Services
Cyber Insurance Risk Calculator
Find the cyber coverage gaps that could cost your business six figures
Most cyber policies have sub-limits, warranty exclusions, or missing endorsements the buyer never knew about. This free assessment identifies gaps in your ransomware, business interruption, vendor exposure, and privacy liability coverage. No email required. Built for healthcare practices, e-commerce brands, and tech/SaaS companies.
What You'll Get
In 60 seconds, you'll receive a personalized report showing:
Your Risk Score
A numerical score from 0–10 showing your overall cyber exposure level, color-coded for severity.
Specific Coverage Gaps
We identify exact shortfalls in your ransomware, BI, privacy liability, vendor exposure, and regulatory coverage.
Severity Rankings
Each gap ranked CRITICAL, SIGNIFICANT, or NEEDS ATTENTION so you know what to fix first.
Clear Next Steps
Specific, actionable recommendations for each gap — not vague insurance jargon.
68%
of cyber policies we review have a ransomware sub-limit or warranty gap
$4.45M
average U.S. data breach cost (IBM 2023 Cost of a Data Breach Report)
83%
of cyber clients we review have at least one third-party vendor gap
Based on policy reviews by Direct Insurance Services across 29 states.
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